Operational Excellence (OPEX) Daily Briefing – Wednesday, October 08, 2025: Stablecoins: The New Payment Wave and Operational Excellence Lesson for Business Leaders.
Điểm Tin Operational Excellence (OPEX) Mỗi Ngày – Thứ Tư, Ngày 08/10/2025: Stablecoin – Xu Hướng Thanh Toán Mới Và Bài Học OPEX Cho Doanh Nghiệp.
Welcome to my unique weekday article for the paid subscriber-only edition.
Operational Excellence (OPEX) Daily Briefing – issued on weekdays (Monday to Friday).
Điểm tin Operational Excellence (OPEX) hằng ngày (phát hành các ngày thứ Hai đến thứ Sáu).
This is the bilingual post in English and Vietnamese. Vietnamese is below.
Đây là bài viết song ngữ Anh-Việt. Tiếng Việt ở bên dưới.
Don’t forget the unique BizDecoded series.
🔍 20 Brands, 20 Deep Dives: The Business Behind the Money Machine
Starting from August 20, 2025, get ready for a masterclass like no other.
English
1: Official Announcement
On October 8, 2025, a piece of financial news drew global attention: JPMorgan—a leading U.S. bank and one of the world’s largest financial institutions—forecast that stablecoins could generate up to $1.4 trillion in additional demand for the U.S. dollar by 2027.
At first glance, this might seem like a huge number, but if we pause for a moment, we can see a broader trend quietly reshaping how the world’s money system operates.
What is a stablecoin? Simply put, it’s a type of digital currency (crypto) whose value is pegged to a stable asset, most commonly the U.S. dollar. For example, if you hold 1 USD-pegged stablecoin, it is intended to be worth 1 U.S. dollar. This is very different from Bitcoin or Ethereum, which can be highly volatile, like a rollercoaster.
Why is JPMorgan emphasizing stablecoins? Because in recent years, stablecoins have moved beyond a concept confined to the crypto world and have begun to permeate international transactions, cross-border payments, and even the operations of large enterprises that are considering stablecoins as an efficient financial tool.
According to JPMorgan, if this trend continues, demand for USD will rise sharply because stablecoins are tightly tied to the U.S. dollar. In other words, the more widespread stablecoins become, the more the USD benefits, since it is the primary reference currency. And $1.4 trillion is the amount JPMorgan estimates could be new money flowing into dollar-based systems via stablecoins.
What does this mean? For the United States, it resembles a reinforcement of the USD’s global position amid ongoing debates about “de-dollarization.” For investors, it signals that stablecoins are not merely a nascent financial tool but are gradually becoming a “bridge” between the traditional monetary system and digital assets.
Not everyone is fully convinced, however. Some experts warn of risks: from unclear regulatory frameworks and dependence on stablecoin issuers to concerns about the transparency of reserve assets. Even so, JPMorgan’s forecast remains striking because it comes from an institution known for its caution and significant market influence.
In short, this announcement is a kind of “wake-up call” that stablecoins have stepped out of the experimental phase and into a stage where they can meaningfully influence global monetary flows. And when a financial giant like JPMorgan makes such a forecast, the financial world can hardly ignore it.