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Operational Excellence (OPEX) Daily Briefing – Thursday, September 18, 2025: Fed Cuts Rates – Cheap Capital Opportunity Through the Lens of Operational Excellence.

Điểm Tin Operational Excellence (OPEX) Mỗi Ngày – Thứ Năm, ngày 18/09/2025: Fed hạ lãi suất – cơ hội vốn rẻ dưới lăng kính Operational Excellence.

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BizInsider
Sep 18, 2025
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Welcome to my unique weekday article for the paid subscriber-only edition.

Operational Excellence (OPEX) Daily Briefing – issued on weekdays (Monday to Friday).

Điểm tin Operational Excellence (OPEX) hằng ngày (phát hành các ngày thứ Hai đến thứ Sáu).

This is the bilingual post in English and Vietnamese. Vietnamese is below.

Đây là bài viết song ngữ Anh-Việt. Tiếng Việt ở bên dưới.

Don’t forget the unique BizDecoded series.

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English:

On September 18, 2025, with markets still buzzing after the Fed’s historic decision, the message for businesses is clear: seize the opportunity of cheap capital with OPEX discipline – focus on quality, manage risks, and address bottlenecks. This is how financial news can be turned into strategic advantage.

1. Breaking News: Fed Cuts Rates for the First Time in 2025

On September 17, 2025, the U.S. Federal Reserve (Fed) announced a 0.25 percentage point cut to its benchmark interest rate, lowering it from 4.25%–4.50% to 4.00%–4.25% [Reuters]. This was the first cut since late 2023.

  • Key reasons: The U.S. labor market is showing signs of cooling, with the 3-month average of new jobs dropping to ~120,000/month, far below the 250,000/month seen in 2022 [WSJ].

  • GDP growth: Q2 2025 came in at just 1.3% year-on-year, compared to 2.6% in 2024 [Bloomberg].

  • Inflation: Still around 3.2% (August 2025 CPI), higher than the 2% target but no longer “hot” like in 2022–2023 [CNBC].

Market reactions:

  • U.S. equities rallied: S&P 500 +1.8%, Nasdaq +2.3% immediately after the news.

  • 10-year Treasury yields fell from 4.1% to 3.9%.

  • The U.S. dollar weakened against the euro and the Japanese yen [Bloomberg].

→ Once again, the Fed has “unlocked” cheaper capital, creating opportunities for businesses. But history shows: every opportunity comes with hidden traps.

2. Historical Context: Past Rate Cuts and Lessons Learned

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